Proven Partner to Small Businesses
SCVBank wants to help you take your business to the next level. They have a suite of deposit and loan products and services to help you succeed. Even more important, SCVBank has seasoned professionals who will work with you as you develop a sound business plan, realistic cash projections and a comprehensive financing plan to support growth and profitability. Among others, they have helped Dr. Bernard Chang, DDS, an orthodontist, and Dr. Jack Wasserstein, DDS, a periodontist, take their businesses to the next level by providing them tenant improvement term loans. When they needed financing, SCVBank delivered. They help you fill out the forms and quickly guide you through their streamlined process. Specifically, their loan products include conventional and SBA term loans to help you buy needed equipment and purchase or refinance a facility. Their commercial lines of credit are structured to help you carry accounts receivable. Rates and terms are competitive to help you manage operating costs. They also have remote deposit capture, merchant services and mobile banking. SCVBank helps you avoid the pitfalls of expansion, including inadequate capital to support growth and over-leverage. They are working for you, ready, willing and able to customize financial services and products to meet your business needs.
The Valencia Branch of SCVBank is located at 26328 Citrus Street. 255-9250 www.scvbank.com

Ongoing Educational Opportunities
To further support the success of their clients, Mission Valley Bank strives to provide ongoing educational opportunities (via their monthly eNewsletter, workshops, teleseminars and website access) on a wide variety of topics such as cash flow, succession planning, operational controls and efficiencies, sales/marketing tactics and business leadership (Visit the Business Resource Center at www.missionvalleybank.com). By listening to their clients' ideas, plans and challenges, MVB is able to help identify opportunities as well as provide solutions that will help them in the success of their business. They focus on true "Relationship Banking" and work to earn the role as their clients' Trusted Advisor - thus aiding in the growth and success of clients, the bank and the community.

Mission Valley Bank is a full service, community-based business bank that offers a number of specialized financial solutions including accounts receivable financing, SBA lending, merchant bankcard processing, investment and insurance services.
Mission Valley Bank's Santa Clarita office is located at 26415 Carl Boyer Drive (253-9500); their Valencia office is located at 25060 W. Avenue Stanford (775-4112). www.missionvalleybank.com

Dedicated to Serving Californian's and their Businesses
California Bank & Trust has helped Californians and their businesses grow and prosper for nearly 60 years. And they've grown with California by combining the responsiveness of a local bank with the comprehensive services offered by major financial institutions.

California is a state like no other - home to a diverse culture of people, industries and resources. At California Bank & Trust, they embrace this diversity with an impressive range of business banking solutions that can add more value to your business. Whether starting a new company, expanding operations, or seeking more streamlined solutions that save time and money, they offer a rich set of smart financial solutions to help your business succeed. And, their regional structure allows decision making to remain as close as possible to the customer, facilitating reasoned and rapid response with an understanding of the local marketplace.

California Bank & Trust is committed to providing access to financing, resources and networking opportunities needed to successfully start or grow viable businesses. To learn more, visit their T.E.A.M. website (Tools, Education, Access, Mentoring) at calbanktrust.com/team, and calbanktrust.sbresources.com.
Visit California Bank & Trust at 25420 The Old Road in Valencia. 964-3000 www.calbanktrust.com